Current Rates

Personal Savings

A little bit of savings goes a long way.

Regular Savings

  • $50.00 minimum to open an account
  • Interest is compounded and credited quarterly
  • No maintenance fee if average monthly balance is greater than $50.00

Minor Savings Account

  • $10.00 minimum to open an account
  • No minimum balance required until age 18
  • No maintenance fee
  • Interest is compounded and credited quarterly

Certificate of Deposits

  • Minimum $500.00 to open
  • 12 Month, 24 Month, 36 Month, 48 Month and 60 Month terms available

Rates and terms subject to change

For more information with Certificate of Deposits, call the CD Department at 608-269-6737

Bump Up Certificate of Deposits

  • Minimum $10,000.00 to open
  • 36 Month, 48 Month and 60 Month terms available
  • Customer may request a "ONE TIME" bump up rate anytime during the initial term of Certificate of Deposit.
    • Bump up rate will be based on the standard equivalent term rate as advertised by Union National Bank & Trust Co.
  • A Bump Up Certificate of Deposit will renew as a standard Certificate of Deposit for the original term of the certificate and will NOT include the Bump Up option.

Rates and terms subject to change

For more information with Certificate of Deposits, call the CD Department at 608-269-6737

IRAs (Individual Retirement Account)

  • Traditional and Roth IRA available with minimum $50.00 to open
  • 12 Month, 18 Month, 24 Month, 36 Month and 48 Month terms available

CESA (Coverdell Education Savings Account)

  • Minimum $50.00 to open
  • 12 Month, 18 Month, 24 Month, 36 Month and 48 Month terms available

For more information on IRA/CESA, please call the New Accounts Department at 608-269-6737

Christmas Club Savings

  • $20.00 minimum to open an account
  • Interest compounded and credited annually
  • Christmas check is mailed mid-October
  • Withdrawals not allowed, fee for early closing

Click here for Business Savings.