Current Rates

Current Rates

 

Annual Percentage Yield (APY) Effective     Oct 19, 2018
Savings & Checking Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
SAVINGS $50.00 0.20%   0.20%    
NOW CHECKING $200.00 0.15% 0.15%      
SUPER NOW CHECKING $2,500.00 0.25% 0.25%      
MONEY MARKET (< = $99,999.99) $2,500.00 0.40% 0.40%      
MONEY MARKET ($100,000.00 - $1,999,999.99) $100,000.00 0.80% 0.80%      
Certificates of Deposit Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH CERTIFICATE $500.00 1.69% 1.70% 1.70% 1.70% 1.69%
24 MONTH CERTIFICATE $500.00 1.98% 2.00% 1.99% 1.99% 1.98%
36 MONTH CERTIFICATE $500.00 2.23% 2.25% 2.25% 2.24% 2.23%
48 MONTH CERTIFICATE $500.00 2.47% 2.50% 2.49% 2.49% 2.47%
60 MONTH CERTIFICATE $500.00 2.72% 2.75% 2.75% 2.74% 2.72%
Retirement Accounts Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH IRA $50.00 1.69%     1.70%  
18 MONTH IRA $50.00 1.75%     1.76%  
24 MONTH IRA $50.00 1.98%     1.99%  
36 MONTH IRA $50.00 2.23%     2.24%  
48 MONTH IRA $50.00 2.47%     2.49%  
60 MONTH IRA $50.00 2.72%     2.74%  
Coverdell Education Savings Accounts Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH IRA $50.00 1.84%     1.85%  
18 MONTH IRA $50.00 1.90%     1.91%  
24 MONTH IRA $50.00 2.13%     2.14%  
36 MONTH IRA $50.00 2.38%     2.39%  
48 MONTH IRA $50.00 2.62%     2.64%  
             
ANNUAL PERCENTAGE YIELD (APY) ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY. A WITHDRAWAL WILL REDUCE EARNINGS. A SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.