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Annual Percentage Yield (APY) Effective
             
Savings & Checking Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
SAVINGS $50.00 0.20%   0.20%    
NOW CHECKING $200.00 0.15% 0.15%      
SUPER NOW CHECKING $2,500.00 0.25% 0.25%      
HIFI MONEY MARKET $2,500.00 0.40% 0.40%      
             
Certificates of Deposit Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH CERTIFICATE $500.00 0.80% 0.80% 0.80% 0.80% 0.80%
24 MONTH CERTIFICATE $500.00 1.14% 1.15% 1.14% 1.14% 1.14%
36 MONTH CERTIFICATE $1,000.00 1.59% 1.60% 1.60% 1.60% 1.59%
48 MONTH CERTIFICATE $2,500.00

1.83%

1.85% 1.84% 1.84% 1.83%
60 MONTH CERTIFICATE $2,500.00 2.03% 2.05% 2.05% 2.04% 2.03%
             
Retirement Accounts Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH IRA $50.00 0.80%     0.80%  
18 MONTH IRA $50.00 0.97%     0.97%  
24 MONTH IRA $50.00 1.14%     1.14%  
36 MONTH IRA $50.00 1.59%     1.60%  
48 MONTH IRA $50.00 1.83%     1.84%  
             
             
ANNUAL PERCENTAGE YIELD (APY) ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY. A WITHDRAWAL WILL REDUCE EARNINGS. A SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.

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