Personal Loans

Mortgage Loans

Union National Bank & Trust Co. offers you a variety of home mortgage products including:

Fixed-Rate Mortgages
Purchases:
Experienced real estate lenders can provide various real estate loan options.
Refinancing:
Union National Bank & Trust Co. can assist you with the refinance of your existing mortgage to take advantage of changing rates.
Balloon Mortgages
Various note and amortization terms are available with a balloon payment due at maturity.
Federal Veteran's Guaranteed Mortgage (VA Loans)**
Preferred fixed rates are available.
Guaranteed Rural Housing Loans
This program features 0% down with a 30 year fixed rate loan. Income limits do apply.
Other 1-4 Family mortgage Loans
See our lenders to purchase or refinance your rental properties or vacation homes.

**(These loan types may not be underwritten or serviced locally)

With a Union National Bank & Trust Co. Mortgage you will receive:

Local servicing of your loan
Pre-qualification at no charge
Local underwriting and decision making
Competitive rates & fees

Consumer Loans

At Union National Bank & Trust Co. you will receive a quick response to your loan request. Contact our qualified loan officers to review your lending needs.

Automobile Loans - We offer competitive rates and payments to fit your budget.
Recreational Vehicle - Let us help you finance that motor home, motor cycle, snowmobile, or ATV.
Debt Consolidation Loans - Consolidate those small loans and credit card bills into one easy payment.
Personal Loans - We have loans available for vacations, those unexpected emergencies or other personal expenses.
Home Improvement Loans - Home maintenance is always necessary. We can help you obtain the funds needed.
Mobile Home Loans - Check out our rates & terms to purchase or refinance your mobile home loan.
Dental Financing - General procedures, orthodontics, cosmetic dentistry, oral surgery, dentures, and more!

Apply Now

Private Student Loans

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The Union National Bank & Trust Co.* Smart Option Student Loan^Ž by Sallie Mae^Žis an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

New interest rate type for Academic Year 2012-13. We now offer competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.
Borrow up to 100% of school certified education costs (minimum $1,000)
Multiple in-school repayment options available
Borrower benefits available - like rewards and interest rate reductions
Rates that reward creditworthy borrowers
Applying with a creditworthy cosigner may help you quality and/or receive a lower rate
Fast Online Application. our easy-to-complete application takes about 15 minutes. It's quick and easy.
24/7 online account management
No prepayment penalty.

To learn more or to apply, please get started here.

*We are compensated for the referral of Smart Option Student Loan customers

Student Auto Loans

For credit qualifying borrowers, Union National Bank offers exclusively to students, three-to-five year auto loans at very competitive rates. To be eligible, students must simply provide proof of enrollment in a two-four year college/tech school or be a high school student or graduating student this year and maintain a Student Checking account at UNB. Please call for current rates. Apply Now

Click here for Business Loans.