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Current Rates

Annual Percentage Yield (APY) Effective     3/15/2012
Savings & Checking Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
SAVINGS $50.00 0.20%
0.20%

NOW CHECKING $200.00 0.15% 0.15%


SUPER NOW CHECKING $2,500.00 0.25% 0.25%


MONEY MARKET $2,500.00 0.25% 0.25%


Certificates of Deposit Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH CERTIFICATE $500.00 0.50% 0.50% 0.50% 0.50% 0.50%
24 MONTH CERTIFICATE $500.00 0.80% 0.80% 0.80% 0.80% 0.80%
36 MONTH CERTIFICATE $500.00 1.15% 1.16% 1.15% 1.15% 1.15%
48 MONTH CERTIFICATE $500.00

1.30%

1.31% 1.31% 1.30% 1.30%
60 MONTH CERTIFICATE $500.00 1.45% 1.46% 1.46% 1.46% 1.45%
Retirement Accounts Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH IRA $50.00 0.50%

0.50%
18 MONTH IRA $50.00 0.65%

0.65%
24 MONTH IRA $50.00 0.80%

0.80%
36 MONTH IRA $50.00 1.15%

1.15%
48 MONTH IRA $50.00 1.30%

1.30%
Coverdell Education Savings Accounts Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH IRA $50.00 0.65%

0.65%
18 MONTH IRA $50.00 0.80%

0.80%
24 MONTH IRA $50.00 0.95%

0.95%
36 MONTH IRA $50.00 1.30%

1.30%
48 MONTH IRA $50.00 1.45%

1.45%







ANNUAL PERCENTAGE YIELD (APY) ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY. A WITHDRAWAL WILL REDUCE EARNINGS. A SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.
    
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