Ag Loans


Walt Weiland
Direct Line: 608-366-2018
walt.weiland@unbsparta.com
Chief Credit Officer - NMLS #700004


Liza Schlintz
Direct Line: 608-366-2014
liza.schlintz@unbsparta.com
Loan Officer - NMLS #1338162

Youth Ag Loans

  • Financing for ag-related, income-producing projects for youth between 10-20 years of age
  • Must participate in 4-H, FFA or a similar organization with support from a parent and/or sponsor
  • $5,000 maximum loan limit
  • LOW 1.99% APR (Annual Percentage Rate)
  • Flexible repayment to meet the project's needs

Apply Now

  

Farm Service Agency (FSA) Guaranteed Loans

  • Allows for longer-term, lower-rate, fixed interest loan
  • Proceeds can be used to purchase farmland, livestock, equipment, inputs, construction or repair of buildings, perform conservation projects, or refinance debt
  • Maximum loan amount for 2015 is $1,392,000 and is adjusted annually for inflation
  • Interest rates are negotiated between UNB’s loan officer, a FSA loan officer and the applicant

More information can be found on FSA’s website at:
http://www.fsa.usda.gov/Internet/FSA_File/guaranteed_farm_loans.pdf

Apply Now

Operating Loans

  • Intermediate-term financing for your farm operation
  • Proceeds can be used for purchasing livestock, farm equipment, small improvements to buildings or refinancing debt 
  • Assist with farm expansions and the incorporation of new business partners or opportunities
  • Rates can be fixed or variable and are customizable to meet your needs

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Real Estate Loans

  • Owning farmland can help take the rent variable out of the crop and livestock production equation
  • Assist you to upgrade your facilities or build new
  • In-house, Farm Service Agency or the Small Business Association loans are available
  • Rates and terms can be custom tailored to meet your financial needs
  • No matter where the property is located, we can help make it yours

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Ag Line of Credit

  • Funds can be used to cover day-to-day operating expenses and crop inputs
  • Repayment is structured to sync with your farm’s financial calendar
  • Monitoring and managing your line of credit is easy with our mobile and online banking options

Apply Now